Balajee Sewa Sansthan is a progressive & promising non government organization (NGO) working on key development issues in the state of Uttarakhand & Bihar in India. With the direct coverage of 4,062 clients in 2 states of India as on 31st March'2011, we are able to work with underprivileged section of the community helping them meet their financial needs & fulfill their dream of becoming micro-entrepreneurs. Identifying the need of financial services to promote micro entrepreneurship in Himalayan region of Uttarakhand, Balajee Sewa Sansthan initiated the service of livelihood finance in these less credit penetrated villages.

Through our 4 branches in Dehradun & Uttarkashi District of Uttarakhand & 1 branch in Patna district of Bihar we are covering 675 livelihood finance clients as on 31st March'2011. Access of credit at easy terms & at an affordable rate of interest has appealed our clients to start micro enterprises on their own at a small scale.

Access to finance may not solve the problem of poor until they are smart enough to utilize the support for some productive activity. For this a tie up with R SETI (Oriental Bank of Commerce) has been done where the institution will provide them technical training in demand based livelihood supporting activities. These clients will be linked to credit facility through Banks or Balajee Sewa Sansthan to start their micro enterprises at group or individual level. We have also initiated with promotion of micro insurance in our area of operation & have covered 1227 live through life & health insurance till 31st March'2011. We have a partnership with LIC for life insurance & VIMO Sewa Ahmedabad for Health insurance. Within a year Balajee Sewa Sansthan has become one of the top players in micro insurance in Dehradun division of LIC.

Balajee Sewa Sansthan received institutional funding from NABARD to carry our livelihood finance activity smoothly & also to make the villagers of Uttarakhand aware on day to day financial decisions though financial awareness workshops.